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    <!-- API Documentation & Developer Portal - Highest Priority -->
    <url>
        <loc>https://api.franzik.co.ke/</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>daily</changefreq>
        <priority>1.0</priority>
        <image:image>
            <image:loc>https://api.franzik.co.ke/icon.ico</image:loc>
            <image:title>Franzik Pay API - M-Pesa Payment Gateway API</image:title>
            <image:caption>Secure M-Pesa API for Kenyan businesses and developers</image:caption>
        </image:image>
    </url>
    
    <!-- API Authentication -->
    <url>
        <loc>https://api.franzik.co.ke/auth/</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
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    <url>
        <loc>https://api.franzik.co.ke/auth/register</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
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    <url>
        <loc>https://api.franzik.co.ke/auth/login</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.8</priority>
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    <url>
        <loc>https://api.franzik.co.ke/auth/api-keys</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.8</priority>
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    <!-- API Documentation -->
    <url>
        <loc>https://api.franzik.co.ke/docs/</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>weekly</changefreq>
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    <url>
        <loc>https://api.franzik.co.ke/docs/v1/</loc>
        <lastmod>2024-12-21</lastmod>
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    <url>
        <loc>https://api.franzik.co.ke/docs/getting-started</loc>
        <lastmod>2024-12-21</lastmod>
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    <url>
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        <lastmod>2024-12-21</lastmod>
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    <!-- M-Pesa API Endpoints Documentation -->
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        <loc>https://api.franzik.co.ke/docs/mpesa/stk-push</loc>
        <lastmod>2024-12-21</lastmod>
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    <url>
        <loc>https://api.franzik.co.ke/docs/mpesa/paybill</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.9</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/docs/mpesa/c2b</loc>
        <lastmod>2024-12-21</lastmod>
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        <priority>0.8</priority>
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    <url>
        <loc>https://api.franzik.co.ke/docs/mpesa/b2c</loc>
        <lastmod>2024-12-21</lastmod>
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        <priority>0.8</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/docs/mpesa/transaction-status</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.8</priority>
    </url>
    
    <!-- Webhooks & Callbacks -->
    <url>
        <loc>https://api.franzik.co.ke/docs/webhooks</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.9</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/docs/webhooks/setup</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.8</priority>
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    <url>
        <loc>https://api.franzik.co.ke/docs/webhooks/events</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.8</priority>
    </url>
    
    <!-- API Reference -->
    <url>
        <loc>https://api.franzik.co.ke/docs/api-reference</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>weekly</changefreq>
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    <url>
        <loc>https://api.franzik.co.ke/docs/endpoints</loc>
        <lastmod>2024-12-21</lastmod>
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    <url>
        <loc>https://api.franzik.co.ke/docs/status-codes</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.7</priority>
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    <url>
        <loc>https://api.franzik.co.ke/docs/rate-limiting</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.7</priority>
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    <!-- SDKs & Libraries -->
    <url>
        <loc>https://api.franzik.co.ke/sdks/</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.8</priority>
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    <url>
        <loc>https://api.franzik.co.ke/sdks/javascript</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/sdks/php</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/sdks/python</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
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    <url>
        <loc>https://api.franzik.co.ke/sdks/nodejs</loc>
        <lastmod>2024-12-21</lastmod>
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        <priority>0.7</priority>
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    <url>
        <loc>https://api.franzik.co.ke/sdks/java</loc>
        <lastmod>2024-12-21</lastmod>
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        <priority>0.7</priority>
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    <url>
        <loc>https://api.franzik.co.ke/sdks/csharp</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
    </url>
    
    <!-- Integration Guides -->
    <url>
        <loc>https://api.franzik.co.ke/integrations/</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.8</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/integrations/wordpress</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/integrations/woocommerce</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/integrations/shopify</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/integrations/react</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.6</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/integrations/vue</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.6</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/integrations/angular</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.6</priority>
    </url>
    
    <!-- Sandbox & Testing -->
    <url>
        <loc>https://api.franzik.co.ke/sandbox/</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.8</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/sandbox/test-credentials</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/sandbox/simulator</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
    </url>
    
    <!-- Pricing & Plans -->
    <url>
        <loc>https://api.franzik.co.ke/pricing/</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/pricing/free-plan</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.8</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/pricing/paid-plans</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.8</priority>
    </url>
    
    <!-- Dashboard -->
    <url>
        <loc>https://api.franzik.co.ke/dashboard/</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.9</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/dashboard/transactions</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/dashboard/analytics</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.8</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/dashboard/settings</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/dashboard/webhooks</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
    </url>
    
    <!-- Support -->
    <url>
        <loc>https://api.franzik.co.ke/support/</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.7</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/support/faq</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.6</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/support/contact</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.6</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/support/tutorials</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.6</priority>
    </url>
    
    <!-- Blog & Resources -->
    <url>
        <loc>https://api.franzik.co.ke/blog/</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.6</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/blog/mpesa-api-integration-guide</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.5</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/blog/free-mpesa-integration</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.5</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/blog/franzik-pay-api-overview</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.5</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/blog/franzik-global-expansion</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.5</priority>
    </url>
    
    <!-- About -->
    <url>
        <loc>https://api.franzik.co.ke/about/</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>yearly</changefreq>
        <priority>0.5</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/about/company</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>yearly</changefreq>
        <priority>0.4</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/about/team</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>yearly</changefreq>
        <priority>0.4</priority>
    </url>
    
    <!-- Legal -->
    <url>
        <loc>https://api.franzik.co.ke/legal/privacy-policy</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>yearly</changefreq>
        <priority>0.3</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/legal/terms</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>yearly</changefreq>
        <priority>0.3</priority>
    </url>
    
    <url>
        <loc>https://api.franzik.co.ke/legal/api-terms</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>yearly</changefreq>
        <priority>0.3</priority>
    </url>
    
    <!-- Status -->
    <url>
        <loc>https://api.franzik.co.ke/status</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.5</priority>
    </url>
    
    <!-- API Health -->
    <url>
        <loc>https://api.franzik.co.ke/health</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>daily</changefreq>
        <priority>0.4</priority>
    </url>
    
    <!-- Changelog -->
    <url>
        <loc>https://api.franzik.co.ke/changelog</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.5</priority>
    </url>
    
    <!-- API Versioning -->
    <url>
        <loc>https://api.franzik.co.ke/versions</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.4</priority>
    </url>
    
    <!-- Migration Guides -->
    <url>
        <loc>https://api.franzik.co.ke/migration</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>yearly</changefreq>
        <priority>0.4</priority>
    </url>
    
    <!-- Security -->
    <url>
        <loc>https://api.franzik.co.ke/security</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>yearly</changefreq>
        <priority>0.5</priority>
    </url>
    
    <!-- Compliance -->
    <url>
        <loc>https://api.franzik.co.ke/compliance</loc>
        <lastmod>2024-12-21</lastmod>
        <changefreq>yearly</changefreq>
        <priority>0.4</priority>
    </url>
    
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